Financial inclusion analysis in Mexico from a gender perspective: Evidence using the 2021 and 2024 ENIF
DOI:
https://doi.org/10.29105/trendinomics.v2i2.23Keywords:
Financial inclusion, ENIF 2024, Gender gap, Digitalization, Generalized linear modelAbstract
This study analyzes gender differences in financial inclusion in Mexico using data from the National Survey on Financial Inclusion (ENIF). A financial inclusion index for 2021 and 2024 is constructed using principal components analysis, incorporating a series of selected variables into the analysis. In this case, three components are used to generate a composite index. To achieve this objective, an econometric model based on the interaction between gender and time is proposed; the estimation method relies on a generalized linear model using a Poisson (family function) and a log link function. The main finding suggests a statistically significant difference in favor of women in 2024 compared to 2021 regarding gender. Although the index is higher for men in both years, women have shown improvement in financial inclusion indicators.Downloads
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Copyright (c) 2026 Maria Luisa Gómez Barrios, Emmanuel Olivera Pérez, José Saúl Arias Cerón
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